# Twilio Inc. (TWLO) — Stock CV

Twilio Inc. is a $44.8B technology company. Revenue grew 17.8% over the last year, it keeps 21¢ of every dollar of sales as profit, and it holds more cash than debt. It trades at 38.7× earnings — in the cheapest third of its own history.

> Twilio is a cloud-based communications platform-as-a-service company offering communication building blocks that allow for a fully customized customer engagement experience spanning voice, video, chat, and SMS messaging.

## Identity

- **Ticker**: TWLO
- **Sector**: Technology
- **Industry**: Services-Prepackaged Software
- **Headquarters**: San Francisco, CA
- **Employees**: 5 587
- **Website**: https://www.twilio.com
- **Market cap**: $44.8B
- **Last price**: $291.89
- **Financial profile**: Strained

## Vitals (TTM)

- **Revenue**: $5.57B
- **Net income**: $1.15B
- **Free cash flow**: $1.06B
- **Net cash**: $1.48B
- **P/E**: 38.7
- **Revenue growth (YoY)**: 17.8%

## Skills (profile scores, 0–100)

| Pillar | Score |
|---|---|
| Valuation | 42 |
| Growth | 20 |
| Profitability | 47 |
| Health | 53 |
| Quality | 52 |
| Moat | 20 |

## Qualifications (beginner checklist) — 8 of 10 passed

- [x] Revenue growing — +17.8% YoY
- [x] Profitable — $1.15B TTM
- [x] Profit growing — +130.9% YoY
- [x] Generates cash — $1.06B TTM
- [x] Debt under control — more cash than debt
- [x] Established company — $44.8B market cap
- [x] Not printing shares — -8.3% shares over ~5y
- [ ] Proven track record — 1/10 profitable years
- [ ] Financially stable — health score 28/100
- [x] Valuation not extreme — P/E 38.7

## Experience (career milestones)

- **FY2025** — Turned profitable: $33.8M net income after a loss year
- **FY2025** — Best year on record: $33.8M net income
- **2025** — Twilio announced its agreement to acquire Stytch, an identity platform for AI agents
- **2020** — Twilio announced in July 2020 that it had acquired Electric Imp, an internet of things platform company, for an…
- **FY2019** — Revenue crossed $1B: $1.13B for the year
- **2018** — The company acquired Core Network Dynamics GmbH, a Berlin, Germany-based virtual evolved packet…
- **2017** — Twilio acquired Beepsend, a Swedish-based SMS messaging provider, for an undisclosed amount
- **Jun 23, 2016** — Twilio's initial public offering took place on the New York Stock Exchange on June 23, 2016
- **2015** — Twilio has acquired a number of companies since 2015, including the two-factor authentication service Authy and…
- **2010** — An early example is GroupMe, which was founded in May 2010 at the hackathon of TechCrunch Disrupt and uses Twilio's…
- **2010** — Twilio's text messaging API was released in February 2010, and SMS shortcodes were released in public beta in July 2011
- **2009** — Twilio received its first round of seed funding in March 2009 for an undisclosed amount from Mitch Kapor, The…
- **Nov 20, 2008** — The company launched Twilio Voice, an API to make and receive phone calls completely hosted in…

## Strengths

- High gross margin (48.5%)
- Strongly profitable — 20.6% net margin
- Revenue growing 17.8% year over year
- Strong cash conversion — FCF is 19.0% of revenue
- Net cash position after subtracting debt from cash

## Watch-outs

- Thin interest coverage (1.5×)
- Loss-making in 9 of the recent years

## Track record

| Year | Revenue | Net income | Free cash flow |
|---|---|---|---|
| FY2021 | $2.84B | -$950M | -$104M |
| FY2022 | $3.83B | -$1.26B | -$254M |
| FY2023 | $4.15B | -$1.02B | $415M |
| FY2024 | $4.46B | -$109M | $716M |
| FY2025 | $5.07B | $33.8M | $1.00B |

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Source: https://stockcv.com/TWLO — derived from company filings; may be delayed or incomplete. Information, not investment advice.