# TJX Companies, Inc. (The) (TJX) — Stock CV

TJX Companies, Inc. (The) is a $153B consumer company. Revenue grew 7.7% over the last year, it keeps 10¢ of every dollar of sales as profit, and it holds more cash than debt. It trades at 25.2× earnings — in the cheapest third of its own history.

> Founded in 1987, TJX Companies is the world's largest off-price apparel and home fashions retailer, operating more than 5,000 stores across nine countries. In fiscal 2026, the company generated roughly $60 billion in sales.

## Identity

- **Ticker**: TJX
- **Sector**: Consumer Cyclical
- **Industry**: Retail-Family Clothing Stores
- **Headquarters**: FRAMINGHAM, MA
- **Employees**: 377 000
- **Website**: https://www.tjx.com
- **Market cap**: $153B
- **Last price**: $139.10
- **Financial profile**: Mixed

## Vitals (TTM)

- **Revenue**: $62.4B
- **Net income**: $6.07B
- **Free cash flow**: $5.88B
- **Net cash**: $4.36B
- **P/E**: 25.2
- **Revenue growth (YoY)**: 7.7%

## Skills (profile scores, 0–100)

| Pillar | Score |
|---|---|
| Valuation | 69 |
| Growth | 69 |
| Profitability | 75 |
| Health | 62 |
| Quality | 87 |
| Moat | 68 |

## Qualifications (beginner checklist) — 10 of 11 passed

- [x] Revenue growing — +7.7% YoY
- [x] Profitable — $6.07B TTM
- [x] Profit growing — +17.9% YoY
- [x] Generates cash — $5.88B TTM
- [x] Debt under control — more cash than debt
- [x] Established company — $153B market cap
- [x] Not printing shares — -7.1% shares over ~5y
- [x] Proven track record — 11/11 profitable years
- [ ] Financially stable — health score 37/100
- [x] Pays a dividend — yield 1.28%
- [x] Valuation not extreme — P/E 25.2

## Experience (career milestones)

- **FY2026** — Best year on record: $5.49B net income
- **FY2024** — Revenue crossed $50B: $54.2B for the year
- **2019** — The chain rebranded to Sierra in 2019
- **2019** — TJX purchased a 25% stake in Russian retailer Familia
- **FY2016** — Profitable every year on record: 11 consecutive profitable years in our data
- **FY2016** — Revenue already above $10B: $30.9B in first reported year
- **FY2016** — Positive free cash flow every year since: 11-year streak
- **2015** — TJX acquired the Trade Secret and Home Secret off-price retail businesses from Australian company…
- **2012** — TJX acquired Sierra Trading Post, an off-price internet retailer of outdoor gear and apparel
- **2008** — TJX launched the HomeSense brand in the UK, with six stores opening throughout May
- **2003** — TJX acquired an eighth brand division, Bob's Stores, concentrated in New England
- **1995** — TJX doubled in size when it acquired Marshalls, its fifth brand
- **1990** — TJX expanded into an additional store brand division
- **1989** — Zayre Corp. acquired the outstanding minority interest in TJX and merged with the subsidiary, changing…
- **1988** — Zayre stores had operating losses of $69 million on sales of $1.4 billion

## Strengths

- Net cash position after subtracting debt from cash
- Interest covered 773.7× by operating earnings
- High returns on invested capital (ROIC 94.2%)
- Piotroski F-Score 8/9 — fundamentally strong checklist

## Watch-outs

- None stand out in the data.

## Track record

| Year | Revenue | Net income | Free cash flow |
|---|---|---|---|
| FY2022 | $48.5B | $3.28B | $2.01B |
| FY2023 | $49.9B | $3.50B | $2.63B |
| FY2024 | $54.2B | $4.47B | $4.33B |
| FY2025 | $56.4B | $4.86B | $4.20B |
| FY2026 | $60.4B | $5.49B | $4.92B |

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Source: https://stockcv.com/TJX — derived from company filings; may be delayed or incomplete. Information, not investment advice.