# Saia, Inc. (SAIA) — Stock CV

Saia, Inc. is a $8.97B industrial company. Revenue grew 4.8% over the last year, it keeps 8¢ of every dollar of sales as profit, and its net debt equals ~0.6 years of free cash flow. It trades at 32.3× earnings — around the middle of its own history.

> Saia ranks among the 10 largest less-than-truckload carriers in the United States, with more than 210 facilities and a fleet of more than 7,500 tractors and 26,000 trailers. As a national LTL carrier, the firm offers time-definite and expedited options for shipments ranging between 100 and 10,000 pounds.

## Identity

- **Ticker**: SAIA
- **Sector**: Industrials
- **Industry**: Trucking (No Local)
- **Headquarters**: JOHNS CREEK, GA
- **Employees**: 14 500
- **Website**: https://www.saia.com
- **Market cap**: $8.97B
- **Last price**: $337.00
- **Financial profile**: Mixed

## Vitals (TTM)

- **Revenue**: $3.39B
- **Net income**: $278M
- **Free cash flow**: $255M
- **Net debt**: $144M
- **P/E**: 32.3
- **Revenue growth (YoY)**: 4.8%

## Skills (profile scores, 0–100)

| Pillar | Score |
|---|---|
| Valuation | 57 |
| Growth | 58 |
| Profitability | 49 |
| Health | 63 |
| Quality | 87 |
| Moat | 42 |

## Qualifications (beginner checklist) — 8 of 10 passed

- [x] Revenue growing — +4.8% YoY
- [x] Profitable — $278M TTM
- [ ] Profit growing — -10.7% YoY
- [x] Generates cash — $255M TTM
- [x] Debt under control — ~0.6y of cash flow to repay
- [x] Established company — $8.97B market cap
- [x] Not printing shares — +0.7% shares over ~5y
- [x] Proven track record — 10/10 profitable years
- [ ] Financially stable — health score 43/100
- [x] Valuation not extreme — P/E 32.3

## Experience (career milestones)

- **FY2024** — Best year on record: $362M net income
- **FY2021** — Became debt-free: cash now exceeds total debt
- **FY2016** — Profitable every year on record: 10 consecutive profitable years in our data
- **FY2016** — Revenue already above $1B: $1.22B in first reported year

## Strengths

- High gross margin (71.5%)
- Interest covered 21.7× by operating earnings

## Watch-outs

- None stand out in the data.

## Track record

| Year | Revenue | Net income | Free cash flow |
|---|---|---|---|
| FY2021 | $2.29B | $253M | $96.8M |
| FY2022 | $2.79B | $357M | $106M |
| FY2023 | $2.88B | $355M | $138M |
| FY2024 | $3.21B | $362M | -$460M |
| FY2025 | $3.23B | $255M | $27.3M |

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Source: https://stockcv.com/SAIA — derived from company filings; may be delayed or incomplete. Information, not investment advice.