# Owens Corning (OC) — Stock CV

Owens Corning is a $9.02B materials company. Revenue shrank 11.8% over the last year, it currently loses money, and its net debt equals ~4.9 years of free cash flow.

> Owens-Corning Inc is a building products company that offers roofing products and systems, insulation products (hermal and acoustical batts, loose fill insulation, spray foam insulation, wet use chopped strand, etc.), and doors and door systems. The company's reportable segments are: Roofing, Insulation, and Doors.

## Identity

- **Ticker**: OC
- **Sector**: Basic Materials
- **Industry**: Abrasive, Asbestos & Misc Nonmetallic Mineral Prods
- **Headquarters**: TOLEDO, OH
- **Employees**: 25 000
- **Website**: https://www.owenscorning.com
- **Market cap**: $9.02B
- **Last price**: $114.16
- **Financial profile**: Mixed

## Vitals (TTM)

- **Revenue**: $9.85B
- **Net income**: -$671M
- **Free cash flow**: $897M
- **Net debt**: $4.39B
- **P/E**: 10.5
- **Revenue growth (YoY)**: -11.8%

## Skills (profile scores, 0–100)

| Pillar | Score |
|---|---|
| Valuation | 62 |
| Growth | 6 |
| Profitability | 5 |
| Health | 30 |
| Quality | 47 |
| Moat | 37 |

## Qualifications (beginner checklist) — 7 of 11 passed

- [ ] Revenue growing — -11.8% YoY
- [ ] Profitable — -$671M TTM
- [ ] Profit growing — -180.7% YoY
- [x] Generates cash — $897M TTM
- [x] Debt under control — ~4.9y of cash flow to repay
- [x] Established company — $9.02B market cap
- [x] Not printing shares — -22.7% shares over ~5y
- [x] Proven track record — 8/10 profitable years
- [ ] Financially stable — Altman Z 1.7 — distress
- [x] Pays a dividend — yield 2.67%
- [x] Valuation not extreme — P/E 10.5

## Experience (career milestones)

- **FY2024** — Revenue crossed $10B: $11.0B for the year
- **FY2022** — Best year on record: $1.24B net income
- **FY2016** — First recorded profitable year: $393M net income
- **FY2016** — Revenue already above $1B: $5.68B in first reported year
- **FY2016** — Positive free cash flow every year since: 10-year streak

## Strengths

- None stand out in the data.

## Watch-outs

- Revenue shrinking 11.8% year over year
- Not profitable — 6.8% net margin
- Altman Z-Score 1.70 — elevated financial-distress risk
- Net debt would take ~6.1 years of free cash flow to repay
- Thin interest coverage (1.4×)

## Track record

| Year | Revenue | Net income | Free cash flow |
|---|---|---|---|
| FY2021 | $8.50B | $995M | $1.09B |
| FY2022 | $9.76B | $1.24B | $1.31B |
| FY2023 | $9.68B | $1.20B | $1.19B |
| FY2024 | $11.0B | $647M | $1.25B |
| FY2025 | $10.1B | -$522M | $962M |

---

Source: https://stockcv.com/OC — derived from company filings; may be delayed or incomplete. Information, not investment advice.