# Molina Healthcare, Inc. (MOH) — Stock CV

Molina Healthcare, Inc. is a $10.3B financial services company. Revenue grew 2.6% over the last year, and it currently loses money.

> Molina Healthcare Inc provides medical insurance plans through Medicaid, the individual exchanges, and Medicare. The company operates in four reportable segments consisting of: 1) Medicaid; 2) Medicare; 3) Marketplace; and 4) Other.

## Identity

- **Ticker**: MOH
- **Sector**: Financial Services
- **Industry**: Hospital & Medical Service Plans
- **Headquarters**: LONG BEACH, CA
- **Employees**: 19 000
- **Website**: https://www.molinahealthcare.com
- **Market cap**: $10.3B
- **Last price**: $197.20
- **Financial profile**: Strained

## Vitals (TTM)

- **Revenue**: $44.5B
- **Net income**: -$7.00M
- **Free cash flow**: $269M
- **Net cash**: $4.49B
- **P/E**: 21.8
- **Revenue growth (YoY)**: 2.6%

## Skills (profile scores, 0–100)

| Pillar | Score |
|---|---|
| Valuation | 42 |
| Growth | 20 |
| Profitability | 5 |
| Health | 53 |
| Quality | 47 |
| Moat | 23 |

## Qualifications (beginner checklist) — 7 of 10 passed

- [x] Revenue growing — +2.6% YoY
- [ ] Profitable — -$7.00M TTM
- [ ] Profit growing — -12.7% YoY
- [x] Generates cash — $269M TTM
- [x] Debt under control — more cash than debt
- [x] Established company — $10.3B market cap
- [x] Not printing shares — -11.7% shares over ~5y
- [x] Proven track record — 9/10 profitable years
- [ ] Financially stable — health score 28/100
- [x] Valuation not extreme — P/E 21.8

## Experience (career milestones)

- **FY2024** — Best year on record: $1.18B net income
- **FY2016** — First recorded profitable year: $52.0M net income
- **FY2016** — Revenue already above $10B: $17.8B in first reported year
- **1980** — Molina Healthcare was founded in 1980 by C

## Strengths

- Net cash position after subtracting debt from cash

## Watch-outs

- Not profitable — 0.0% net margin
- Loss-making in 1 of the recent years

## Track record

| Year | Revenue | Net income | Free cash flow |
|---|---|---|---|
| FY2021 | $27.8B | $659M | $2.04B |
| FY2022 | $32.0B | $792M | $682M |
| FY2023 | $34.1B | $1.09B | $1.58B |
| FY2024 | $40.6B | $1.18B | $544M |
| FY2025 | $45.4B | $472M | -$636M |

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Source: https://stockcv.com/MOH — derived from company filings; may be delayed or incomplete. Information, not investment advice.