# Life Time Group Holdings, Inc. (LTH) — Stock CV

Life Time Group Holdings, Inc. is a $9.08B consumer company. Revenue grew 12.7% over the last year, it keeps 13¢ of every dollar of sales as profit, and it carries $1.28B of net debt. It trades at 21.9× earnings — in the cheapest third of its own history.

> Life Time Group Holdings Inc is a lifestyle and leisure brand offering health, fitness, and wellness experiences to a community.

## Identity

- **Ticker**: LTH
- **Sector**: Consumer Cyclical
- **Industry**: Services-Membership Sports & Recreation Clubs
- **Headquarters**: CHANHASSEN, MN
- **Employees**: 44 000
- **Website**: https://www.lifetime.life
- **Market cap**: $9.08B
- **Last price**: $40.62
- **Financial profile**: Strained

## Vitals (TTM)

- **Revenue**: $3.18B
- **Net income**: $415M
- **Free cash flow**: -$151M
- **Net debt**: $1.28B
- **P/E**: 21.9
- **Revenue growth (YoY)**: 12.7%

## Skills (profile scores, 0–100)

| Pillar | Score |
|---|---|
| Valuation | 65 |
| Growth | 25 |
| Profitability | 64 |
| Health | 33 |
| Quality | 49 |
| Moat | 13 |

## Qualifications (beginner checklist) — 5 of 10 passed

- [x] Revenue growing — +12.7% YoY
- [x] Profitable — $415M TTM
- [x] Profit growing — +139.2% YoY
- [ ] Generates cash — -$151M TTM
- [ ] Debt under control — current ratio 0.66
- [x] Established company — $9.08B market cap
- [ ] Not printing shares — +45.0% shares over ~5y
- [ ] Proven track record — 3/5 profitable years
- [ ] Financially stable — Altman Z 1.4 — distress
- [x] Valuation not extreme — P/E 21.9

## Experience (career milestones)

- **FY2025** — Best year on record: $374M net income
- **FY2023** — Turned profitable: $76.1M net income after a loss year
- **FY2021** — Revenue already above $1B: $1.32B in first reported year

## Strengths

- High gross margin (48.0%)
- Revenue growing 12.7% year over year
- Interest covered 7.0× by operating earnings
- Piotroski F-Score 8/9 — fundamentally strong checklist

## Watch-outs

- Negative free cash flow (-$151.0M)
- Altman Z-Score 1.40 — elevated financial-distress risk
- Loss-making in 2 of the recent years

## Track record

| Year | Revenue | Net income | Free cash flow |
|---|---|---|---|
| FY2021 | $1.32B | -$579M | -$349M |
| FY2022 | $1.82B | -$1.79M | -$390M |
| FY2023 | $2.22B | $76.1M | -$231M |
| FY2024 | $2.62B | $156M | $50.6M |
| FY2025 | $3.00B | $374M | -$21.0M |

---

Source: https://stockcv.com/LTH — derived from company filings; may be delayed or incomplete. Information, not investment advice.