Life Time Group Holdings, Inc.

Services-Membership Sports & Recreation Clubs

LTHStrained5 of 10 basics passed

$40.62

+0.84%

Market cap $9.08B

$40.62

+0.84%

Market cap $9.08B

Life Time Group Holdings Inc is a lifestyle and leisure brand offering health, fitness, and wellness experiences to a community.

It is a $9.08B consumer company. Revenue grew 12.7% over the last year, it keeps 13¢ of every dollar of sales as profit, and it carries $1.28B of net debt. It trades at 21.9× earnings — in the cheapest third of its own history.

Website: lifetime.life
Location: Chanhassen, MN
Employees: 44 000
Sector: Consumer Cyclical

Share price · 3 years

$15.15 → $40.62+168.1%

price only — dividends excluded

Key facts · TTM

Revenue: total sales; $3.18B
Profit: keeps 13¢ of every $1 sold; $415M
Free cash flow: cash left after running the business; -$151M
Net debt: debt minus cash on hand; $1.28B
P/E: years of profit in the price; 21.9
EPS: earnings per share, TTM; $1.84
Shares: up 45% since 2021 — dilution; 225.5M
Volatility: beta vs the market — under 1 swings less; 1.54

Revenue, last 5 years

52-week range

Low $24.59$40.62High $45.73

Today's price is 76% of the way from the year's low to its high.

P/E vs its history4y

21.9×median 35.6×

Higher than 19% of past days — in the cheapest third of its own history.

Valuation vs own history

P/E

21.9×

81%

P/S

2.9×

EV/EBITDA

24.0×

23%

P/B

2.7×

FCF yield

1.2%

30%

Share of the last ~5 years that was pricier than today (pricier than usual). Based on the daily valuation record.

Insider activity · 90 days

-$7.29Mnet selling

Purchases$0

Sales$7.29M

Insiders trading, last 14d0 buy · 0 sell

Standing in Consumer Cyclical

Size$9.08Btop 83%
Revenue growth+18%top 13%
Net margin13%top 18%
Return on equity13%top 68%
P/E21.9×top 55%

Ranked against 99 Consumer Cyclical companies with a full CV — for P/E, lower ranks higher.

Skills

Six independent scores, 0–100, built from reported numbers and valuation history. Click a row to see how it was scored.

Growth, Health, Quality and Moat lag behind.

Valuation65

P/E vs own history19th pct · 25/25
FCF yield-1.7% · 0/25
P/S2.9x · 20/25
EV/EBITDA12.0x · 20/25

Growth25

Revenue CAGR22.8% · 25/25
Net income CAGRn/a · 0/25
EPS CAGR ~5Yn/a · 0/25
Fwd implied growth-14.0% · 0/25

Profitability64

ROIC8.5% · 12/25
ROE13.1% · 12/25
Net margin13.0% · 20/25
Operating margin17.3% · 20/25

Health33

Altman Z1.40 · 3/25
Current ratio0.66 · 0/25
Interest coverage7.0x · 18/25
Net cash / debtD/A 16% · 12/25

Quality49

Piotroski F8/9 · 25/25
Beneish M-1.81 · 12/25
FCF conversion-36% · 0/25
Margin stabilityσ 12.9% · 12/25

Moat13

ROIC >12% years0/5 yrs · 0/25
Median gross margin36.0% · 13/25
FCF-positive years1/5 yrs · 0/25
Worst-year net marginworst -44.0% · 0/25

How the scores work →

Experience

The company's career so far — founding, the IPO, landmark products and acquisitions, plus revenue milestones and insider buying.

FY2025Financial
Best year on record
$374M net income
FY2023Financial
Turned profitable
$76.1M net income after a loss year
FY2021Financial
Revenue already above $1B
$1.32B in first reported year

Achievements

Verifiable track record, straight from the reported numbers.

$10 000 invested in 2021 would be worth ~$22 885 today — price return only

$3.0B revenue in FY2025

Revenue up 12.7% year over year

Profitable 3 years in a row

44 000 employees

Strengths & watch-outs

What a bull and a bear would each point to. Both lists come from the reported numbers, not opinions.

Strengths

High gross margin (48.0%)
Revenue growing 12.7% year over year
Interest covered 7.0× by operating earnings
Piotroski F-Score 8/9 — fundamentally strong checklist

Watch-outs

Negative free cash flow (-$151.0M)
Altman Z-Score 1.40 — elevated financial-distress risk
Loss-making in 2 of the recent years

Qualifications

The basics a company should meet before you research it further. Each check uses the reported numbers.

5 of 10 checks passed

Revenue growing — the company sells more than a year ago+12.7% YoY
Profitable — makes more than it spends$415M TTM
Profit growing — earnings are higher than last year+139.2% YoY
Generates cash — cash left after running and investing-$151M TTM
Debt under control — could handle its obligationscurrent ratio 0.66
Established company — not a micro-cap — lower blow-up risk$9.08B market cap
Not printing shares — share count not ballooning — you keep your slice+45.0% shares over ~5y
Proven track record — years of profitability behind it3/5 profitable years
Financially stable — balance sheet not near distressAltman Z 1.4 — distress
Pays a dividend — returns cash to shareholdersno data
Valuation not extreme — price not wildly above earningsP/E 21.9

Peer comparisonLife Time Group Holdings, Inc. vs 6 largest consumer cyclical peers — cap, P/E, growth and margin side by sideOpen ▾

Company	Market cap	P/E	Revenue growth	Net margin	Profile
LTH this company	$9.1B	21.9	+12.7%	13.0%	Strained
AMZN Amazon.Com Inc	$2.8T	20.9	+15.8%	17.4%	Mixed
TSLA Tesla, Inc.	$1.5T	397.1	+11.8%	3.7%	Strong
NFLX NetFlix Inc	$292.8B	21.4	+16.0%	28.2%	Solid
HD Home Depot, Inc.	$290.4B	20.4	-16.0%	8.7%	Solid
DIS The Walt Disney Company	$186.5B	21.7	+4.6%	8.7%	Solid
MCD McDonald's Corporation	$166.9B	18.9	+6.3%	31.7%	Strained

Head-to-head: LTH vs AMZN · LTH vs TSLA · LTH vs NFLX

References

What covering analysts publish about the company — information only, not a recommendation.

Strong buy 6Buy 12Hold 1

Appendix · Financial records

The full statements behind this CV, FY2021–FY2025. For readers who want to check the numbers.

Profit & lossRevenue $3.18B · net income $415M (TTM)Open ▾

Profit & loss

Revenue and profit over the company's career — the income statement, visualised.

How FY2025 revenue flows to profit

RevenueNet income

Revenue (TTM)

$3.18B

YoY 12.7%

Net income (TTM)

$415M

Margin 13.0%

Gross margin

48.0%

Operating margin

17.3%

P/E ratio

21.9

Income statement — full detail

Figures in USD billions · EPS in USD

	2021	2022	2023	2024	2025
Revenue	1.3	1.8	2.2	2.6	3.0
Gross profit	0.5	0.8	1.0	0.4	0.5
Operating income (EBIT)	-0.5	0.1	0.2	0.4	0.5
Net income	-0.6	-0.0	0.1	0.2	0.4
EPS (diluted)	-3.73	-0.01	0.37	0.74	1.66

Cash flowFree cash flow -$151M · operating cash flow $899M (TTM)Open ▾

Cash flow statement

Cash generated by the business and what is left after investment — year by year.

Operating cash flowFree cash flow

Free cash flow (TTM)

-$151M

Margin -4.7%

Operating cash flow (TTM)

$899M

FCF margin

-4.7%

Cash flow statement — full detail

Figures in USD billions

	2021	2022	2023	2024	2025
Operating cash flow	-0.0	0.2	0.5	0.6	0.9
Capital expenditure	-0.3	-0.6	-0.7	-0.5	-0.9
Free cash flow	-0.3	-0.4	-0.2	0.1	-0.0
FCF margin	-26.5%	-21.4%	-10.4%	1.9%	-0.7%

Balance sheetAssets $8.01B · net debt $1.28B (FY2025)Open ▾

Balance sheet

How the balance sheet is built — what it owns versus how it is financed.

How $8.01B of assets is financed

61%

39%

Liabilities $4.88B — borrowed moneyEquity $3.13B — owners' stake

Cash vs debt

Total debt $1.49B − cash $205M = net debt $1.28B

Cash on hand covers 14% of debt.

Altman Z-Score

1.40

Distress zone

Interest coverage

7.0x

EBIT ÷ interest expense

ROE

13.1%

Profit per $1 of equity

Balance sheet — full detail

Figures in USD billions

	2021	2022	2023	2024	2025
Cash & equivalents	0.0	0.0	0.0	0.0	0.2
Total assets	6.3	6.6	7.0	7.2	8.0
Total liabilities	4.2	4.5	4.8	4.5	4.9
Total debt	1.8	1.8	1.9	1.5	1.5
Equity	2.1	2.1	2.3	2.6	3.1
Net debt	1.7	1.8	1.8	1.5	1.3

Want the live picture — intraday moves, valuation history and full analysis?

Deeper analysis of LTH on PreMarketPrice

Figures are derived from company filings (quarterly values normalised from as-filed year-to-date data where applicable) and may be delayed, restated or incomplete. This page is information, not investment advice. Latest price $40.62 · market cap $9.08B.