# Jackson Financial Inc. (JXN) — Stock CV

Jackson Financial Inc. is a $8.79B financial services company. Revenue grew 30.0% over the last year, and it keeps 0¢ of every dollar of sales as profit. It trades at 85.3× earnings.

> Jackson Financial Inc helps Americans grow and protect their retirement savings and income to enable them to pursue financial freedom for life. Its retail product offerings are comprised of annuities, designed to help retail investors save for and live in retirement.

## Identity

- **Ticker**: JXN
- **Sector**: Financial Services
- **Industry**: Life Insurance
- **Headquarters**: LANSING, MI
- **Employees**: 3 890
- **Website**: https://www.jackson.com
- **Market cap**: $8.79B
- **Last price**: $129.71
- **Financial profile**: Strained

## Vitals (TTM)

- **Revenue**: $17.4B
- **Net income**: $65.0M
- **Free cash flow**: $13.8B
- **P/E**: 85.3
- **Revenue growth (YoY)**: 30.0%

## Skills (profile scores, 0–100)

| Pillar | Score |
|---|---|
| Valuation | 50 |
| Growth | 25 |
| Profitability | 16 |
| Health | 3 |
| Quality | 34 |
| Moat | 36 |

## Qualifications (beginner checklist) — 7 of 10 passed

- [x] Revenue growing — +30.0% YoY
- [x] Profitable — $65.0M TTM
- [ ] Profit growing — -81.9% YoY
- [x] Generates cash — $13.8B TTM
- [x] Established company — $8.79B market cap
- [x] Not printing shares — -18.0% shares over ~5y
- [x] Proven track record — 5/6 profitable years
- [ ] Financially stable — health score 0/100
- [x] Pays a dividend — yield 3.16%
- [ ] Valuation not extreme — P/E 85.3

## Experience (career milestones)

- **FY2022** — Became debt-free: cash now exceeds total debt
- **FY2022** — Best year on record: $19.1B net income
- **FY2021** — First recorded profitable year: $8.17B net income
- **FY2021** — Revenue already above $10B: $21.8B in first reported year
- **FY2021** — Positive free cash flow every year since: 6-year streak

## Strengths

- Revenue growing 30.0% year over year
- Strong cash conversion — FCF is 79.7% of revenue
- Piotroski F-Score 7/9 — fundamentally strong checklist

## Watch-outs

- Thin interest coverage (0.4×)

## Track record

| Year | Revenue | Net income | Free cash flow |
|---|---|---|---|
| FY2022 | $44.6B | $19.1B | $11.1B |
| FY2023 | $4.34B | $1.65B | $13.0B |
| FY2024 | $6.92B | $3.41B | $14.4B |
| FY2025 | $18.4B | $389M | $14.3B |
| FY2026 | $5.97B | -$193M | $3.94B |

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Source: https://stockcv.com/JXN — derived from company filings; may be delayed or incomplete. Information, not investment advice.