# JPMorgan Chase & Co. (JPM) — Stock CV

JPMorgan Chase & Co. is a $886B financial services company. Revenue grew 13.5% over the last year, and it keeps 33¢ of every dollar of sales as profit. It trades at 13.6× earnings — in the most expensive third of its own history.

> JPMorgan is a leading global financial services firm with operations in 66 countries and over 318,000 employees as of year-end 2025. Under the JPMorgan brands, the bank holding company boasts a $4.9 trillion balance sheet and $2.68 trillion in deposits, as of March 2026.

## Identity

- **Ticker**: JPM
- **Sector**: Financial Services
- **Industry**: Banks
- **Headquarters**: NEW YORK, NY
- **Employees**: 320 560
- **Website**: https://www.jpmorganchase.com
- **Market cap**: $886B
- **Last price**: $333.37
- **Financial profile**: Strained

## Vitals (TTM)

- **Revenue**: $199B
- **Net income**: $65.1B
- **Free cash flow**: -$163B
- **P/E**: 13.6
- **Revenue growth (YoY)**: 13.5%

## Skills (profile scores, 0–100)

| Pillar | Score |
|---|---|
| Valuation | 35 |
| Growth | 51 |
| Profitability | 82 |
| Health | 25 |
| Quality | 37 |
| Moat | 31 |

## Qualifications (beginner checklist) — 8 of 10 passed

- [x] Revenue growing — +13.5% YoY
- [x] Profitable — $65.1B TTM
- [x] Profit growing — +17.4% YoY
- [ ] Generates cash — -$163B TTM
- [x] Established company — $886B market cap
- [x] Not printing shares — -9.9% shares over ~5y
- [x] Proven track record — 10/10 profitable years
- [ ] Financially stable — health score 25/100
- [x] Pays a dividend — yield 1.96%
- [x] Valuation not extreme — P/E 13.6

## Experience (career milestones)

- **2025** — Charlie Javice, founder of the college financial aid startup Frank, was convicted on all counts of…
- **FY2024** — Best year on record: $58.5B net income
- **2023** — Florida Attorney General James Uthmeier subsequently opened an investigation into whether JPMorgan improperly…
- **May 1, 2023** — Acquired First Republic: FDIC-brokered rescue of the failed regional bank
- **FY2018** — Revenue crossed $100B: $109B for the year
- **FY2016** — Profitable every year on record: 10 consecutive profitable years in our data
- **FY2016** — Revenue already above $50B: $95.7B in first reported year
- **Sep 25, 2008** — Took over Washington Mutual: the largest bank failure in US history
- **Mar 17, 2008** — Rescued Bear Stearns: emergency weekend takeover as the crisis unfolded
- **Dec 31, 2000** — Chase + J.P. Morgan merge: ~$31B deal creates JPMorgan Chase
- **2000** — UK-based Robert Fleming & Co. was purchased by the new Chase Manhattan Bank for $7.7 billion
- **1999** — It acquired San Francisco–based Hambrecht & Quist for $1.35 billion
- **1998** — Bank One Corporation was formed with the 1998 merger of Banc One of Columbus, Ohio and First Chicago NBD
- **1895** — J.P. Morgan & Co.: the house of Morgan — banker to an industrializing America
- **1895** — The House of Morgan was born out of the partnership of Drexel, Morgan & Co
- **1851** — The bank was separated from its parent and grew organically and through a series of mergers, most…

## Strengths

- Strongly profitable — 32.6% net margin
- Revenue growing 13.5% year over year

## Watch-outs

- Negative free cash flow (-$162.5B)

## Track record

| Year | Revenue | Net income | Free cash flow |
|---|---|---|---|
| FY2021 | $122B | $48.3B | $78.1B |
| FY2022 | $129B | $37.7B | $107B |
| FY2023 | $158B | $49.6B | $13.0B |
| FY2024 | $178B | $58.5B | -$42.0B |
| FY2025 | $182B | $57.0B | -$148B |

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Source: https://stockcv.com/JPM — derived from company filings; may be delayed or incomplete. Information, not investment advice.