Huntington is a regional US bank with over $285 billion in assets. It offers a full suite of consumer deposit and lending services, along with commercial services focused on payments, investment management, capital markets, equipment financing, treasury management, and other common banking services.
It is a $31.2B financial services company. Revenue grew 766.0% over the last year, and it keeps 17¢ of every dollar of sales as profit. It trades at 12.9× earnings — around the middle of its own history.
- Website
- huntington.com
- Location
- Columbus, OH
- Employees
- 26 407
- Sector
- Financial Services
- Founded
- 1905
Skills
Six independent scores, 0–100, built from reported numbers and valuation history. Click a row to see how it was scored.
Strong growth; Health and Quality lag behind.
Valuation60
- P/E vs own history66th pct · 5/25
- FCF yield8.6% · 25/25
- P/S2.1x · 20/25
- EV/EBITDAn/a · 10/25
Growth85
- Revenue CAGR19.7% · 20/25
- Net income CAGR14.3% · 20/25
- EPS CAGR ~5Y13.2% · 20/25
- Fwd implied growth44.5% · 25/25
Profitability62
- ROIC7.5% · 5/25
- ROE8.6% · 12/25
- Net margin16.6% · 20/25
- Operating margin38.6% · 25/25
Health45
- Altman Zn/a · 0/25
- Current ration/a · 0/25
- Interest coverageno interest expense · 25/25
- Net cash / debtD/A 2% · 20/25
Quality40
- Piotroski F5/9 · 15/25
- Beneish M4.35 · 0/25
- FCF conversion112% · 25/25
- Margin stabilityσ 55.5% · 0/25
Moat50
- ROIC >12% years0/5 yrs · 0/25
- Median gross marginn/a · 0/25
- FCF-positive years10/10 yrs · 25/25
- Worst-year net marginworst 15.6% · 25/25
Experience
The company's career so far — founding, the IPO, landmark products and acquisitions, plus revenue milestones and insider buying.
- FY2025FinancialRevenue crossed $10B$12.5B for the year
- 2025AcquisitionHuntington Bancshares announced its acquisition of Texas-based lender Veritex Community Bank for $1.9…
- FY2022FinancialBest year on record$2.24B net income
- FY2016FinancialProfitable every year on record10 consecutive profitable years in our data
- FY2016FinancialRevenue already above $1B$3.78B in first reported year
- FY2016FinancialPositive free cash flow every year since10-year streak
- 1997AcquisitionIt acquired First Michigan Bank Corporation of Holland, Michigan
- 1981AcquisitionThe bank acquired Alexandria Bank Company and renamed it The Huntington State Bank
- 1980AcquisitionFarmers & Merchants Bank, Milford Center, and The First National Bank of Burton merged with Huntington…
- 1972AcquisitionIt acquired The First National Bank of Wadsworth and The First National Bank of Kenton, also establishing…
- 1971AcquisitionIt acquired First National Bank & Trust Company of Lima, The Woodville State Bank
- 1962AcquisitionIt acquired both First National Bank of Grove City and The People's Bank of Canal Winchester
- 1958AcquisitionHuntington acquired the Columbus-based The Market Exchange Bank Company
- 1923AcquisitionHuntington purchased Columbus-based State Savings Bank & Trust Company and the Hayden-Clinton National Bank…
- 1905FoundedThe bank was incorporated in 1905 as The Huntington National Bank of Columbus
Achievements
Verifiable track record, straight from the reported numbers.
Strengths & watch-outs
What a bull and a bear would each point to. Both lists come from the reported numbers, not opinions.
Strengths
- Revenue growing 766.0% year over year
- Strong cash conversion — FCF is 18.6% of revenue
Watch-outs
Nothing stands out as a concern in the available data.
Qualifications
The basics a company should meet before you research it further. Each check uses the reported numbers.
- Revenue growing — the company sells more than a year ago+766.0% YoY
- Profitable — makes more than it spends$2.40B TTM
- Profit growing — earnings are higher than last year-1.3% YoY
- Generates cash — cash left after running and investing$2.68B TTM
- Debt under control — could handle its obligations~1.9y of cash flow to repay
- Established company — not a micro-cap — lower blow-up risk$31.2B market cap
- Not printing shares — share count not ballooning — you keep your slice+45.7% shares over ~5y
- Proven track record — years of profitability behind it10/10 profitable years
- Financially stable — balance sheet not near distresshealth score 25/100
- Pays a dividend — returns cash to shareholdersyield 3.74%
- Valuation not extreme — price not wildly above earningsP/E 12.9
Peer comparisonHuntington Bancshares Inc vs 6 largest financial services peers — cap, P/E, growth and margin side by sideOpen ▾Close ▴
| Company | Market cap | P/E | Revenue growth | Net margin | Profile |
|---|---|---|---|---|---|
| HBAN this company | $31.2B | 12.9 | +766.0% | 16.6% | Strained |
| BRK.A Berkshire Hathaway Inc. | $1.1T | 11.6 | +3.9% | 22.3% | Mixed |
| BRK.B Berkshire Hathaway | $1.1T | 11.6 | +0.0% | 18.0% | Strong |
| JPM JPMorgan Chase & Co. | $886.2B | 13.6 | +13.5% | 32.6% | Strained |
| V VISA Inc. | $723.9B | 31.9 | +14.4% | 50.8% | Solid |
| MA Mastercard Incorporated | $516.4B | 31.7 | +16.0% | 46.3% | Mixed |
| BAC Bank of America Corporation | $380.4B | 11.3 | +15.9% | 27.8% | Mixed |
Head-to-head: HBAN vs BRK.A · HBAN vs BRK.B · HBAN vs JPM
References
What covering analysts publish about the company — information only, not a recommendation.
Appendix · Financial records
The full statements behind this CV, FY2016–FY2025. For readers who want to check the numbers.
Live data and quarterly detail: stockcv.com/HBAN
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Deeper analysis of HBAN on PreMarketPriceFigures are derived from company filings (quarterly values normalised from as-filed year-to-date data where applicable) and may be delayed, restated or incomplete. This page is information, not investment advice. Latest price $15.43 · market cap $31.2B.