# Goldman Sachs Group Inc. (GS) — Stock CV

Goldman Sachs Group Inc. is a $261B financial services company. Revenue grew 16.5% over the last year, and it keeps 32¢ of every dollar of sales as profit. It trades at 12.4× earnings — around the middle of its own history.

> Goldman Sachs is a storied financial institution, founded in 1869 and best known for its role as a leading global investment bank. The firm has a sprawling reach across global financial centers and has been the leading provider of global merger and acquisition advisory services, by revenue, for the past 20 years.

## Identity

- **Ticker**: GS
- **Sector**: Financial Services
- **Industry**: Security Brokers, Dealers & Flotation Companies
- **Headquarters**: NEW YORK, NY
- **Employees**: 46 200
- **Website**: https://www.goldmansachs.com
- **Market cap**: $261B
- **Last price**: $897.69
- **Financial profile**: Strained

## Vitals (TTM)

- **Revenue**: $66.2B
- **Net income**: $21.0B
- **Free cash flow**: -$41.5B
- **P/E**: 12.4
- **Revenue growth (YoY)**: 16.5%

## Skills (profile scores, 0–100)

| Pillar | Score |
|---|---|
| Valuation | 45 |
| Growth | 20 |
| Profitability | 65 |
| Health | 25 |
| Quality | 50 |
| Moat | 30 |

## Qualifications (beginner checklist) — 8 of 11 passed

- [x] Revenue growing — +16.5% YoY
- [x] Profitable — $21.0B TTM
- [x] Profit growing — +19.8% YoY
- [ ] Generates cash — -$41.5B TTM
- [ ] Debt under control — current ratio 0.32
- [x] Established company — $261B market cap
- [x] Not printing shares — -11.9% shares over ~5y
- [x] Proven track record — 10/10 profitable years
- [ ] Financially stable — health score 25/100
- [x] Pays a dividend — yield 2.35%
- [x] Valuation not extreme — P/E 12.4

## Experience (career milestones)

- **2026** — Goldman Sachs acquired Innovator Capital, which managed 171 exchange-traded funds with about $31…
- **FY2021** — Revenue crossed $50B: $59.3B for the year
- **FY2021** — Best year on record: $21.6B net income
- **2021** — Goldman Sachs announced that it had agreed to acquire NN Investment Partners
- **FY2016** — Profitable every year on record: 10 consecutive profitable years in our data
- **FY2016** — Revenue already above $10B: $30.6B in first reported year
- **2015** — Goldman Sachs agreed to acquire General Electric's GE Capital Bank online deposit platform,…
- **2000** — Goldman Sachs acquired Spear, Leeds, & Kellogg, one of the largest specialist firms on the New…
- **1994** — The company launched the Goldman Sachs Commodity Index (GSCI) and opened its first office in China in Beijing
- **1981** — Goldman acquired Spears, Benzak Salomon & Farrell, an asset manager
- **1970** — Miller, the firm opened its first international office in London in 1970 and created a private wealth management…
- **1928** — The firm launched the Goldman Sachs Trading Corp., a closed-end fund
- **1906** — Goldman Sachs entered the initial public offering (IPO) market in 1906 when it underwrote the IPO of Sears
- **1869** — Goldman Sachs was founded by Marcus Goldman in New York City in a one-room basement office next to a coal…

## Strengths

- High gross margin (41.8%)
- Strongly profitable — 31.7% net margin
- Revenue growing 16.5% year over year

## Watch-outs

- Negative free cash flow (-$41.5B)

## Track record

| Year | Revenue | Net income | Free cash flow |
|---|---|---|---|
| FY2021 | $59.3B | $21.6B | -$3.75B |
| FY2022 | $47.4B | $11.3B | $4.96B |
| FY2023 | $46.3B | $8.52B | -$14.9B |
| FY2024 | $53.5B | $14.3B | -$15.3B |
| FY2025 | $58.3B | $17.2B | -$47.2B |

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Source: https://stockcv.com/GS — derived from company filings; may be delayed or incomplete. Information, not investment advice.