Global Payments is a leading provider of payment processing and software solutions and historically focused on serving small and midsize merchants. The Worldpay acquisition pushes the company into the large merchant space and expands the company's international operations.
It is a $21.8B financial services company. Revenue grew 15.2% over the last year, and it currently loses money.
- Website
- globalpayments.com
- Location
- Atlanta, GA
- Employees
- 26 000
- Sector
- Financial Services
- Founded
- 1996
Skills
Six independent scores, 0–100, built from reported numbers and valuation history. Click a row to see how it was scored.
Profitability, Health and Quality lag behind.
Valuation69
- P/E vs own history0th pct · 25/25
- FCF yield3.8% · 12/25
- P/S2.1x · 20/25
- EV/EBITDA23.4x · 12/25
Growth62
- Revenue CAGR-2.5% · 0/25
- Net income CAGR9.7% · 12/25
- EPS CAGR ~5Y24.3% · 25/25
- Fwd implied growth181.4% · 25/25
Profitability17
- ROIC3.9% · 5/25
- ROE-4.0% · 0/25
- Net margin-9.1% · 0/25
- Operating margin12.4% · 12/25
Health31
- Altman Z0.53 · 3/25
- Current ratio0.82 · 6/25
- Interest coverage3.6x · 10/25
- Net cash / debtD/A 25% · 12/25
Quality46
- Piotroski F6/9 · 15/25
- Beneish M-1.42 · 6/25
- FCF conversionn/a · 0/25
- Margin stabilityσ 4.3% · 25/25
Moat62
- ROIC >12% years0/10 yrs · 0/25
- Median gross margin59.2% · 25/25
- FCF-positive years10/10 yrs · 25/25
- Worst-year net marginworst 1.2% · 12/25
Experience
The company's career so far — founding, the IPO, landmark products and acquisitions, plus revenue milestones and insider buying.
- 2026AcquisitionFollowing regulatory approvals in multiple jurisdictions, it was announced the acquisition had been…
- 2025AcquisitionGlobal Payments agreed to acquire Worldpay, a payments technology provider, for $22 billion from GTCR…
- FY2024FinancialRevenue crossed $10B$10.1B for the year
- FY2024FinancialBest year on record$1.57B net income
- 2022AcquisitionGlobal Payments entered a definitive agreement to acquire EVO Payments Inc
- May 28, 2019AcquisitionGlobal Payments announced a $21.5 billion merger with TSYS
- 2018AcquisitionGlobal Payments completed the acquisition of AdvancedMD
- FY2016FinancialProfitable every year on record10 consecutive profitable years in our data
- FY2016FinancialRevenue already above $1B$2.90B in first reported year
- FY2016FinancialPositive free cash flow every year since10-year streak
- Apr 25, 2016AcquisitionGlobal Payments completed the acquisition of Heartland Payment Systems for $4.3 billion
- 2015AcquisitionGlobal Payments bought Realex Payments, an Irish-based payments gateway services company, for €115…
- 2012AcquisitionIt acquired the smaller Accelerated Payment Technologies for $413 million
- 2011AcquisitionGlobal Payments's United Card Service bought Alfa-Bank's credit card processing unit
- 1996FoundedGlobal Payments was founded in 1996 and spun off from National Data Corporation, its former parent company, in 2001
Achievements
Verifiable track record, straight from the reported numbers.
Strengths & watch-outs
What a bull and a bear would each point to. Both lists come from the reported numbers, not opinions.
Strengths
- High gross margin (64.1%)
- Revenue growing 15.2% year over year
Watch-outs
- Not profitable — 9.1% net margin
- Altman Z-Score 0.53 — elevated financial-distress risk
- Net debt would take ~22.1 years of free cash flow to repay
- Net debt equals ~16.0 years of free cash flow
Qualifications
The basics a company should meet before you research it further. Each check uses the reported numbers.
- Revenue growing — the company sells more than a year ago+15.2% YoY
- Profitable — makes more than it spends-$934M TTM
- Profit growing — earnings are higher than last year+142.7% YoY
- Generates cash — cash left after running and investing$823M TTM
- Debt under control — could handle its obligations~16.0y of cash flow to repay
- Established company — not a micro-cap — lower blow-up risk$21.8B market cap
- Not printing shares — share count not ballooning — you keep your slice-19.2% shares over ~5y
- Proven track record — years of profitability behind it10/10 profitable years
- Financially stable — balance sheet not near distressAltman Z 0.5 — distress
- Pays a dividend — returns cash to shareholdersyield 1.16%
- Valuation not extreme — price not wildly above earningsP/E 15.5
Peer comparisonGlobal Payments, Inc. vs 6 largest financial services peers — cap, P/E, growth and margin side by sideOpen ▾Close ▴
| Company | Market cap | P/E | Revenue growth | Net margin | Profile |
|---|---|---|---|---|---|
| GPN this company | $21.8B | 15.5 | +15.2% | -9.1% | Strained |
| BRK.A Berkshire Hathaway Inc. | $1.1T | 11.6 | +3.9% | 22.3% | Mixed |
| BRK.B Berkshire Hathaway | $1.1T | 11.6 | +0.0% | 18.0% | Strong |
| JPM JPMorgan Chase & Co. | $886.2B | 13.6 | +13.5% | 32.6% | Strained |
| V VISA Inc. | $723.9B | 31.9 | +14.4% | 50.8% | Solid |
| MA Mastercard Incorporated | $516.4B | 31.7 | +16.0% | 46.3% | Mixed |
| BAC Bank of America Corporation | $380.4B | 11.3 | +15.9% | 27.8% | Mixed |
Head-to-head: GPN vs BRK.A · GPN vs BRK.B · GPN vs JPM
References
What covering analysts publish about the company — information only, not a recommendation.
Appendix · Financial records
The full statements behind this CV, FY2016–FY2025. For readers who want to check the numbers.
Live data and quarterly detail: stockcv.com/GPN
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Deeper analysis of GPN on PreMarketPriceFigures are derived from company filings (quarterly values normalised from as-filed year-to-date data where applicable) and may be delayed, restated or incomplete. This page is information, not investment advice. Latest price $82.20 · market cap $21.8B.