# Gen Digital Inc. Common Stock (GEN) — Stock CV

Gen Digital Inc. is a $13.9B technology company. Revenue grew 20.2% over the last year, it keeps 21¢ of every dollar of sales as profit, and its net debt equals ~5.1 years of free cash flow. It trades at 13.2× earnings — in the cheapest third of its own history.

> Gen is a cybersecurity pure-play that offers security, identity protection, and privacy solutions to individual consumers.

## Identity

- **Ticker**: GEN
- **Sector**: Technology
- **Industry**: Services-Prepackaged Software
- **Headquarters**: TEMPE, AZ
- **Employees**: 3 900
- **Website**: https://www.gendigital.com
- **Market cap**: $13.9B
- **Last price**: $23.25
- **Financial profile**: Strained

## Vitals (TTM)

- **Revenue**: $5.08B
- **Net income**: $1.05B
- **Free cash flow**: $1.55B
- **Net debt**: $7.86B
- **P/E**: 13.2
- **Revenue growth (YoY)**: 20.2%

## Skills (profile scores, 0–100)

| Pillar | Score |
|---|---|
| Valuation | 90 |
| Growth | 57 |
| Profitability | 87 |
| Health | 13 |
| Quality | 85 |
| Moat | 88 |

## Qualifications (beginner checklist) — 8 of 11 passed

- [x] Revenue growing — +20.2% YoY
- [x] Profitable — $1.05B TTM
- [ ] Profit growing — -10.1% YoY
- [x] Generates cash — $1.55B TTM
- [ ] Debt under control — ~5.1y of cash flow to repay
- [x] Established company — $13.9B market cap
- [x] Not printing shares — +6.4% shares over ~5y
- [x] Proven track record — 5/5 profitable years
- [ ] Financially stable — Altman Z 0.7 — distress
- [x] Pays a dividend — yield 2.23%
- [x] Valuation not extreme — P/E 13.2

## Experience (career milestones)

- **2025** — Gen Digital completed its acquisition of MoneyLion in a $1 billion all-cash deal
- **2024** — Gen Digital announced that it had entered into a definitive agreement to acquire MoneyLion
- **FY2023** — Best year on record: $1.35B net income
- **2022** — The company adopted the name Gen Digital
- **FY2022** — Profitable every year on record: 5 consecutive profitable years in our data
- **FY2022** — Revenue already above $1B: $2.80B in first reported year
- **FY2022** — Positive free cash flow every year since: 5-year streak
- **2017** — Symantec acquired LifeLock, and renamed itself to NortonLifeLock in 2019
- **2012** — PC Tools iAntiVirus was rebranded as a Norton product under the name iAntiVirus
- **Oct 10, 2010** — Acquired on October 10, 2010, RuleSpace is a web categorisation product first developed in 1996
- **Oct 9, 2008** — Symantec announced its intent to acquire Gloucester-based MessageLabs (spun off from Star…
- **1991** — Turner decided to use the Norton name for obvious reasons, on what became the Norton Antivirus
- **1984** — It became clear that the advanced natural language and database system that Symantec had developed could…
- **1982** — Founded in 1982 by Gary Hendrix with a National Science Foundation grant, Symantec was originally focused on…

## Strengths

- High gross margin (78.0%)
- Strongly profitable — 20.7% net margin
- Revenue growing 20.2% year over year
- Strong cash conversion — FCF is 30.5% of revenue

## Watch-outs

- Altman Z-Score 0.74 — elevated financial-distress risk
- Net debt equals ~5.1 years of free cash flow

## Track record

| Year | Revenue | Net income | Free cash flow |
|---|---|---|---|
| FY2022 | $2.80B | $836M | $968M |
| FY2023 | $3.34B | $1.35B | $751M |
| FY2024 | $3.81B | $616M | $2.04B |
| FY2025 | $3.94B | $643M | $1.21B |
| FY2026 | $5.00B | $973M | $1.52B |

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Source: https://stockcv.com/GEN — derived from company filings; may be delayed or incomplete. Information, not investment advice.