East West Bancorp Inc operates in U.S. and Asia. The Bank provides range of personal and commercial banking services to individuals and businesses.
It is a $17.2B financial services company. Revenue grew 3.8% over the last year, and it keeps 30¢ of every dollar of sales as profit. It trades at 11.9× earnings — around the middle of its own history.
- Website
- eastwestbank.com
- Location
- Pasadena, CA
- Employees
- 3 500
- Sector
- Financial Services
- Founded
- 1973
Skills
Six independent scores, 0–100, built from reported numbers and valuation history. Click a row to see how it was scored.
Strong growth, profitability and moat.
Valuation60
- P/E vs own history61th pct · 5/25
- FCF yield10.8% · 25/25
- P/S3.3x · 20/25
- EV/EBITDAn/a · 10/25
Growth77
- Revenue CAGR25.2% · 25/25
- Net income CAGR11.0% · 20/25
- EPS CAGR ~5Y19.1% · 20/25
- Fwd implied growth6.0% · 12/25
Profitability95
- ROIC27.9% · 25/25
- ROE16.2% · 20/25
- Net margin30.5% · 25/25
- Operating margin58.0% · 25/25
Health53
- Altman Z0.17 · 3/25
- Current ration/a · 0/25
- Interest coverageno interest expense · 25/25
- Net cash / debtNet cash · 25/25
Quality62
- Piotroski F7/9 · 22/25
- Beneish M-2.46 · 20/25
- FCF conversionn/a · 0/25
- Margin stabilityσ 7.9% · 20/25
Moat75
- ROIC >12% years10/10 yrs · 25/25
- Median gross marginn/a · 0/25
- FCF-positive years5/5 yrs · 25/25
- Worst-year net marginworst 25.7% · 25/25
Experience
The company's career so far — founding, the IPO, landmark products and acquisitions, plus revenue milestones and insider buying.
- FY2025FinancialBest year on record$1.33B net income
- FY2016FinancialProfitable every year on record10 consecutive profitable years in our data
- FY2016FinancialRevenue already above $1B$1.32B in first reported year
- FY2016FinancialPositive free cash flow every year since10-year streak
- 2010AcquisitionThe company acquired the assets, including four branches, of Washington First International Bank of…
- 2009AcquisitionEast West acquired the assets of San Francisco-based United Commercial Bank (UCB), via a transaction…
- 2007AcquisitionThe company acquired Desert Community Bank, a community bank operating in the Victor Valley region of…
- 2006AcquisitionThe company acquired Standard Bank, a Chinese-American bank headquartered in Monterey Park, California
- 2005AcquisitionThe company acquired United National Bank, a commercial bank headquartered in San Marino, California
- 2004AcquisitionEast West acquired Trust Bank, a Chinese American bank based in Monterey Park, California
- 1999AcquisitionThe company acquired First Central Bank for $13.5 million in cash
- Jul 31, 1995MilestoneEast West became a state-chartered commercial bank on July 31, 1995
- 1991AcquisitionDuring the savings and loan crisis, the company acquired Pacific Coast Savings
- 1973FoundedEast West was founded in 1973 in Los Angeles to serve the Chinese American community
Achievements
Verifiable track record, straight from the reported numbers.
Strengths & watch-outs
What a bull and a bear would each point to. Both lists come from the reported numbers, not opinions.
Strengths
- Strongly profitable — 30.5% net margin
- Strong cash conversion — FCF is 39.2% of revenue
- Net cash position after subtracting debt from cash
- High returns on invested capital (ROIC 27.9%)
- Piotroski F-Score 7/9 — fundamentally strong checklist
Watch-outs
- Altman Z-Score 0.17 — elevated financial-distress risk
Qualifications
The basics a company should meet before you research it further. Each check uses the reported numbers.
- Revenue growing — the company sells more than a year ago+3.8% YoY
- Profitable — makes more than it spends$1.45B TTM
- Profit growing — earnings are higher than last year+6.4% YoY
- Generates cash — cash left after running and investing$1.86B TTM
- Debt under control — could handle its obligationsmore cash than debt
- Established company — not a micro-cap — lower blow-up risk$17.2B market cap
- Not printing shares — share count not ballooning — you keep your slice-2.7% shares over ~5y
- Proven track record — years of profitability behind it10/10 profitable years
- Financially stable — balance sheet not near distressAltman Z 0.2 — distress
- Pays a dividend — returns cash to shareholdersyield 2.26%
- Valuation not extreme — price not wildly above earningsP/E 11.9
Peer comparisonEast-West Bancorp Inc vs 6 largest financial services peers — cap, P/E, growth and margin side by sideOpen ▾Close ▴
| Company | Market cap | P/E | Revenue growth | Net margin | Profile |
|---|---|---|---|---|---|
| EWBC this company | $17.2B | 11.9 | +3.8% | 30.5% | Mixed |
| BRK.A Berkshire Hathaway Inc. | $1.1T | 11.6 | +3.9% | 22.3% | Mixed |
| BRK.B Berkshire Hathaway | $1.1T | 11.6 | +0.0% | 18.0% | Strong |
| JPM JPMorgan Chase & Co. | $886.2B | 13.6 | +13.5% | 32.6% | Strained |
| V VISA Inc. | $723.9B | 31.9 | +14.4% | 50.8% | Solid |
| MA Mastercard Incorporated | $516.4B | 31.7 | +16.0% | 46.3% | Mixed |
| BAC Bank of America Corporation | $380.4B | 11.3 | +15.9% | 27.8% | Mixed |
Head-to-head: EWBC vs BRK.A · EWBC vs BRK.B · EWBC vs JPM
References
What covering analysts publish about the company — information only, not a recommendation.
Appendix · Financial records
The full statements behind this CV, FY2016–FY2025. For readers who want to check the numbers.
Live data and quarterly detail: stockcv.com/EWBC
Want the live picture — intraday moves, valuation history and full analysis?
Deeper analysis of EWBC on PreMarketPriceFigures are derived from company filings (quarterly values normalised from as-filed year-to-date data where applicable) and may be delayed, restated or incomplete. This page is information, not investment advice. Latest price $125.53 · market cap $17.2B.