# Everest Group, Ltd. (EG) — Stock CV

Everest Group, Ltd. is a $14.1B financial services company. Revenue shrank 5.1% over the last year, and it keeps 11¢ of every dollar of sales as profit. It trades at 7.4× earnings — around the middle of its own history.

> Everest Group Ltd is a Bermuda-based reinsurance and insurance organization. It operates in the Reinsurance and Insurance business.

## Identity

- **Ticker**: EG
- **Sector**: Financial Services
- **Industry**: Insurance—Diversified
- **Headquarters**: HAMILTON, D0
- **Employees**: 3 064
- **Website**: https://www.everestglobal.com
- **Market cap**: $14.1B
- **Last price**: $368.37
- **Financial profile**: Solid

## Vitals (TTM)

- **Revenue**: $16.8B
- **Net income**: $1.91B
- **Free cash flow**: $2.00B
- **P/E**: 7.4
- **Revenue growth (YoY)**: -5.1%

## Skills (profile scores, 0–100)

| Pillar | Score |
|---|---|
| Valuation | 87 |
| Growth | 52 |
| Profitability | 56 |
| Health | 40 |
| Quality | 60 |
| Moat | 18 |

## Qualifications (beginner checklist) — 8 of 11 passed

- [ ] Revenue growing — -5.1% YoY
- [x] Profitable — $1.91B TTM
- [x] Profit growing — +35.7% YoY
- [x] Generates cash — $2.00B TTM
- [ ] Debt under control — current ratio 1.19
- [x] Established company — $14.1B market cap
- [x] Not printing shares — +7.1% shares over ~5y
- [x] Proven track record — 5/5 profitable years
- [ ] Financially stable — Altman Z 0.6 — distress
- [x] Pays a dividend — yield 2.29%
- [x] Valuation not extreme — P/E 7.4

## Experience (career milestones)

- **FY2023** — Best year on record: $2.52B net income
- **FY2021** — Profitable every year on record: 5 consecutive profitable years in our data
- **FY2021** — Revenue already above $10B: $11.8B in first reported year
- **FY2021** — Positive free cash flow every year since: 5-year streak

## Strengths

- Interest covered 13.4× by operating earnings

## Watch-outs

- Revenue shrinking 5.1% year over year
- Altman Z-Score 0.61 — elevated financial-distress risk

## Track record

| Year | Revenue | Net income | Free cash flow |
|---|---|---|---|
| FY2021 | $11.8B | $1.36B | $3.83B |
| FY2022 | $12.2B | $589M | $3.69B |
| FY2023 | $14.6B | $2.52B | $4.55B |
| FY2024 | $17.3B | $1.37B | $4.96B |
| FY2025 | $17.5B | $1.59B | $3.07B |

---

Source: https://stockcv.com/EG — derived from company filings; may be delayed or incomplete. Information, not investment advice.