# AGNC Investment Corp. Common Stock (AGNC) — Stock CV

AGNC Investment Corp. is a $10.3B real estate company. Revenue grew 162.9% over the last year, it keeps 232¢ of every dollar of sales as profit, and its net debt equals ~95.8 years of free cash flow. It trades at 4.5× earnings — near the lowest of its own history.

> AGNC Investment Corp is a real estate investment trust that invests in agency residential mortgage-backed securities. The firm's asset portfolio is comprised of residential mortgage pass-through securities and collateralized mortgage obligations for which the principal and interest payments are guaranteed by a U.S.

## Identity

- **Ticker**: AGNC
- **Sector**: Real Estate
- **Industry**: Real Estate Investment Trusts
- **Headquarters**: BETHESDA, MD
- **Employees**: 54
- **Website**: https://www.agnc.com
- **Market cap**: $10.3B
- **Last price**: $8.68
- **Financial profile**: Strained

## Vitals (TTM)

- **Revenue**: $978M
- **Net income**: $2.27B
- **Free cash flow**: $886M
- **Net debt**: $84.9B
- **P/E**: 4.5
- **Revenue growth (YoY)**: 162.9%

## Skills (profile scores, 0–100)

| Pillar | Score |
|---|---|
| Valuation | 75 |
| Growth | 25 |
| Profitability | 75 |
| Health | 25 |
| Quality | 10 |
| Moat | 0 |

## Qualifications (beginner checklist) — 8 of 11 passed

- [x] Revenue growing — +162.9% YoY
- [x] Profitable — $2.27B TTM
- [x] Profit growing — +93.5% YoY
- [x] Generates cash — $886M TTM
- [ ] Debt under control — ~95.8y of cash flow to repay
- [x] Established company — $10.3B market cap
- [ ] Not printing shares — +85.6% shares over ~5y
- [x] Proven track record — 8/10 profitable years
- [ ] Financially stable — health score 25/100
- [x] Pays a dividend — yield 17.06%
- [x] Valuation not extreme — P/E 4.5

## Experience (career milestones)

- **FY2025** — Best year on record: $1.67B net income
- **FY2021** — Revenue crossed $1B: $1.29B for the year
- **FY2016** — First recorded profitable year: $623M net income

## Strengths

- High gross margin (45.0%)
- Strongly profitable — 231.7% net margin
- Revenue growing 162.9% year over year
- Strong cash conversion — FCF is 90.6% of revenue

## Watch-outs

- Loss-making in 2 of the recent years
- Net debt equals ~95.8 years of free cash flow

## Track record

| Year | Revenue | Net income | Free cash flow |
|---|---|---|---|
| FY2021 | $1.29B | $749M | $1.54B |
| FY2022 | $965M | -$1.19B | $1.01B |
| FY2023 | -$246M | $155M | -$118M |
| FY2024 | $18.0M | $863M | $86.0M |
| FY2025 | $675M | $1.67B | $653M |

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Source: https://stockcv.com/AGNC — derived from company filings; may be delayed or incomplete. Information, not investment advice.